Parent PLUS Loan Changes in 2026: Limits, Deadlines, Strategies
If you’ve been relying on Parent PLUS loans to help fund your child’s education, the rules have changed in a major way. The One Big Beautiful Bill Act (OBBB) introduces…
Best 12-Month CD Rates for August 5, 2026: Up to 4.40%
Certificates of deposit (CDs) have seen rates rising even more, despite major banks lowering the rates on theri savings accounts. As of August 5, 2026, the best 12-month CD rates…
Which Is Better for Six-Figure Student Debt?
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
MOHELA Glitch Hits Student Loan Borrowers With False Past-Due Notices
Student loan borrowers serviced by MOHELA spent this weekend staring at delinquency notices they say should not exist. Accounts that showed $0 due and active SAVE forbearance on Friday flipped…
Interview | How to Pay for Unplanned Home Repairs Without Monthly Payments: An Alternative to Home Improvement Loans
A conversation with Dan Amato & Catherine Collins Major home renovation projects rarely go strictly according to plan, so you may start looking at home improvement loans. Whether it’s a…
What to Do if Your PSLF Qualifying Payments are Incorrectly Counted
Editor’s note: The U.S. Department of Education took over direct management of the PSLF program in May 2024. In addition, the PSLF Waiver and the one-time IDR Account Adjustment corrected…
PSLF Checklist: What Student Loan Borrowers Must Do
Key Points Public Service Loan Forgiveness (PSLF) remains one of the most misunderstood federal student loan programs, and errors can derail years of progress. Choosing the right repayment plan, submitting…
Subsidized vs. Unsubsidized Student Loans: Repayment for Each Type
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan…
SoFi’s SEC Filing Says Its Private Student Loans Can Be Discharged in Bankruptcy
SoFi Technologies told federal securities regulators that its private student loans can be wiped out in bankruptcy under certain conditions, a quiet admission that cuts against one of the most…
Taking Out New Student Loans Now Could Be a Huge Mistake
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful…