How to Apply for RAP: A Step-by-Step Guide
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 10.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
Education Department Appeals Court Rulings That Struck Down PSLF Employer Rule
The Department of Education (via the Justice Department) filed notices of appeal on August 27, 2026 in both lawsuits that struck down the Department of Education’s PSLF employer eligibility rule….
3 Best Lenders to Refinance Medical School Loans (Bonuses up to $1750)
Refinancing is a common strategy for paying off medical school debt. Whether you’re a doctor in residency, an attending physician or a fellow, you need to know your medical school…
McMahon Touts $1,700 School Choice Credit At Trump Back-To-School Event
Key Points The $1,700 Education Freedom Tax Credit takes effect on January 1, 2027. About 51.7 million kids (92% of school-age children) meet the income test. Six states hold waivers…
Going Back to School After July 1, 2026? One New Loan Could Move All Your Debt to RAP
Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026. Why? If you take out a new student loan after…
PSLF Payment Counts Drop as Education Department Corrects IDR Adjustment Errors
Key Points Two unrelated problems are hitting Public Service Loan Forgiveness borrowers at once: July and August payments that haven’t posted yet, and the Education Department is rescinding qualifying months…
How College Work-Study Works — and How to Land the Good Jobs
By Debbie Schwartz, founder of Road2College Work-study is one of the most misunderstood lines on a college aid offer. Families see a dollar amount and assume it’s money the college…
Bill Would Block Social Security Garnishment for Student Loan Borrowers
A new bill spearheaded by Senator Bernie Sanders (I-VT) would permanently stop the federal government from garnishing borrowers’ Social Security checks to satisfy defaulted student loans. “As a result of…
The Final SAVE Plan Lawsuit Is Fully Briefed — Here’s When Borrowers Could Get An Answer
The U.S. Department of Education filed its reply brief in support of its motion to dismiss in Havens v. U.S. Department of Education on August 17, 2026, closing out the…
The List, Comparing, and Choosing
The “colleges that change lives,” arising from a 1996 book with that title, are 45 small liberal arts colleges touted for their personal approach and lifelong impact. This article delves…